/* ============================================================
   index.html only (design pass 3, Oct 8 2026). Loaded AFTER site.css.
   Layout reference: cloaked.com (structure and motion only). Palette,
   type and gold discipline are MVP's: cool paper, navy, blue; gold only
   on money figures, the pull-quote and the one primary CTA.
   Every mock's resting style is its FINAL state; the keyframes below run
   only while site.js marks the host .is-armed / .is-playing.
   ============================================================ */

/* ---------- page frame: one cool-paper ground with Cloaked-style side rails ---------- */
.home{position:relative;background:var(--paper)}
.home::before{
  content:"";position:absolute;inset:0 auto 0 50%;z-index:0;pointer-events:none;
  width:min(100% - 2 * var(--gutter) + 2px, var(--wrap) - 2 * var(--gutter) + 2px);transform:translateX(-50%);
  border-left:1px solid var(--line);border-right:1px solid var(--line);opacity:.7;
}
.home > section,.home > div{position:relative;z-index:1}
.home > section + section,.h-marquee + section{border-top:1px solid var(--line)}
.home > .on-dark,.home > .proof{border-top:none}
.home h2{color:var(--navy-ink)}
.home .on-dark h2,.home .proof h2{color:#fff}

/* ---------- HERO ---------- */
.h-hero{padding:calc(72px + clamp(40px,5.5vw,84px)) 0 clamp(56px,6.5vw,96px)}
.h-hero-grid{display:grid;grid-template-columns:minmax(0,.94fr) minmax(0,1.06fr);gap:clamp(36px,5vw,84px);align-items:center}
.h-chip{
  display:inline-flex;align-items:center;gap:10px;max-width:100%;
  background:var(--navy-ink);color:var(--gold);border-radius:var(--radius-pill);padding:9px 16px 9px 12px;
  font-size:var(--t-label);font-weight:600;letter-spacing:var(--track-label);text-transform:uppercase;line-height:1.3;
}
.h-chip i{width:8px;height:8px;border-radius:50%;background:var(--sky);flex:none;box-shadow:0 0 0 4px rgba(143,208,245,.18)}
.h-hero h1{font-size:clamp(44px,4.5vw,68px);line-height:1.02;letter-spacing:-.022em;color:var(--navy-ink);max-width:14ch;margin-top:26px}
.h-hero .lede{margin:26px 0 36px;max-width:42ch;font-size:clamp(18px,1.55vw,21px)}
.h-call{margin-top:24px;font-size:15px;color:var(--ink-3)}
.h-call a{color:var(--ink);font-weight:600;text-underline-offset:4px}
.h-call a:hover{text-decoration-line:underline}

.h-visual{position:relative;padding:34px 0 46px}
.h-card{
  --hv-a:1.18;
  position:relative;aspect-ratio:var(--hv-a);border-radius:var(--radius-media);overflow:hidden;isolation:isolate;
  background:var(--navy-ink);box-shadow:0 2px 4px rgba(2,44,68,.06), 0 40px 80px -40px rgba(2,44,68,.55);
}
.h-card .hero-media{position:absolute;inset:0}
.h-card .xseq video{object-position:50% 50%}
/* Plate B zoom-match, re-derived for a card of aspect --hv-a (video 2.333:1, cover, centered):
   translate = (1 - 1/s)(-D*P) with zoom centre P = (+8.05%, +5.68%) of the frame, the same centre the
   full-bleed values (-1.382%, -0.727% at 1.74:1) encode. */
.h-card .xseq .seq-b{transform:scale(1.1468) translate(calc(-2.404% / var(--hv-a)), -0.727%)}
.h-card::after{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;border-radius:inherit;box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);background:linear-gradient(180deg,rgba(2,30,47,.18),rgba(2,30,47,0) 30%,rgba(2,30,47,0) 70%,rgba(2,30,47,.28))}

.h-mock{position:absolute;inset:0;pointer-events:none}
.h-float{position:absolute;z-index:2}
.h-in{
  background:var(--white);color:var(--ink);border-radius:16px;
  box-shadow:var(--shadow-float);border:1px solid rgba(2,44,68,.06);
}
/* savings chip: navy, money in gold */
.h-save{top:58px;right:22px}
.h-save .h-in{background:rgba(11,36,52,.86);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-color:rgba(255,255,255,.12);color:var(--on-navy);padding:12px 16px 13px;display:grid;grid-template-columns:auto auto;gap:4px 14px;align-items:center}
.h-save-l{font-size:12px;color:var(--on-navy-2);grid-column:1}
.h-save .tag{grid-column:2;grid-row:1;justify-self:end}
.h-save-v{grid-column:1 / -1;font-family:var(--font-display);font-weight:600;font-size:30px;line-height:1;color:var(--gold);letter-spacing:-.01em}

/* audit card */
.h-audit{left:-40px;top:44%;width:300px}
.h-audit .h-in{padding:14px 16px 12px}
.au-head{display:flex;align-items:center;gap:8px;margin-bottom:12px}
.au-head b{font-size:14px;font-weight:600;color:var(--navy-ink)}
.au-head .tag{margin-left:auto}
.au-ico{width:26px;height:26px;border-radius:8px;display:inline-flex;align-items:center;justify-content:center;background:#E6F2FA;color:var(--blue-dark);flex:none}
.au-cols,.au-row{display:grid;grid-template-columns:72px 1fr 1fr;gap:10px;align-items:center}
.au-cols{font-size:10.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);padding:0 8px 6px;border-bottom:1px solid var(--line)}
.au-rows{position:relative;padding-top:4px}
.au-row{position:relative;height:34px;padding:0 8px;font-size:13px;color:var(--ink);border-radius:8px}
.au-row + .au-row{border-top:1px solid #EEF3F7}
.au-row > span{position:relative;z-index:1}
.au-amt{position:relative;z-index:1;display:block;height:7px;border-radius:4px;background:#C9D6E0}
.au-amt.au-c{background:#9FC9E6}
.au-over{background:#C9D6E0}
.au-over i{position:absolute;inset:0;border-radius:inherit;background:var(--flag)}
.au-tint{position:absolute;inset:0;border-radius:8px;background:var(--flag-tint);box-shadow:inset 3px 0 0 var(--flag)}
.au-scan{position:absolute;left:0;right:0;top:4px;height:34px;border-radius:8px;background:linear-gradient(90deg,rgba(32,140,204,0),rgba(32,140,204,.16) 40%,rgba(32,140,204,.16) 60%,rgba(32,140,204,0));opacity:0;z-index:0}
.au-foot{display:flex;justify-content:flex-end;padding-top:10px;margin-top:6px;border-top:1px solid var(--line)}
.au-flagtag{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:600;color:var(--flag);background:var(--flag-tint);border-radius:var(--radius-pill);padding:5px 10px}
.au-flagtag i{width:6px;height:6px;border-radius:50%;background:var(--flag)}

/* credit card */
.h-credit{right:-26px;bottom:8px}
.h-credit .h-in{display:flex;align-items:center;gap:12px;padding:12px 18px 12px 12px}
.cr-ico{width:34px;height:34px;border-radius:50%;background:var(--ok-tint);color:var(--ok);display:inline-flex;align-items:center;justify-content:center;flex:none}
.h-credit b{display:block;font-size:14.5px;font-weight:600;color:var(--navy-ink);line-height:1.25}
.h-credit small{display:block;font-size:12.5px;color:var(--ink-3);line-height:1.35}

/* hero timeline (10s loop): scan the rows, flag the chicken line, post the credit, hold, reset */
.h-visual.is-armed .h-float{animation:h-bob 7s ease-in-out infinite alternate;animation-play-state:paused}
.h-visual.is-armed .h-audit{animation-delay:-2s}
.h-visual.is-armed .h-credit{animation-delay:-4.5s}
.h-visual.is-armed .h-audit .h-in{animation:h-in .8s var(--ease) .15s both;animation-play-state:paused}
.h-visual.is-armed .h-save .h-in{animation:h-in .8s var(--ease) .35s both;animation-play-state:paused}
.h-visual.is-armed .au-scan{animation:au-scan 10s var(--ease) 1s infinite both;animation-play-state:paused}
.h-visual.is-armed .au-tint,.h-visual.is-armed .au-over i{animation:au-flag 10s linear 1s infinite both;animation-play-state:paused}
.h-visual.is-armed .au-flagtag{animation:au-tag 10s var(--ease) 1s infinite both;animation-play-state:paused}
.h-visual.is-armed .h-credit .h-in{animation:au-credit 10s var(--ease) 1s infinite both;animation-play-state:paused}
.h-visual.is-playing .h-float,.h-visual.is-playing .h-float .h-in,.h-visual.is-playing .au-scan,.h-visual.is-playing .au-tint,
.h-visual.is-playing .au-over i,.h-visual.is-playing .au-flagtag{animation-play-state:running}
@keyframes h-bob{from{transform:translate3d(0,0,0)}to{transform:translate3d(0,-7px,0)}}
@keyframes h-in{from{opacity:0;transform:translate3d(0,14px,0) scale(.97)}to{opacity:1;transform:none}}
@keyframes au-scan{
  0%{opacity:0;transform:translate3d(0,0,0)} 4%{opacity:1}
  24%{opacity:1;transform:translate3d(0,200%,0)} 30%{opacity:0;transform:translate3d(0,200%,0)}
  100%{opacity:0;transform:translate3d(0,200%,0)}
}
@keyframes au-flag{0%,25%{opacity:0} 29%,90%{opacity:1} 97%,100%{opacity:0}}
@keyframes au-tag{0%,28%{opacity:0;transform:translate3d(0,6px,0) scale(.94)} 33%,90%{opacity:1;transform:none} 96%,100%{opacity:0;transform:none}}
@keyframes au-credit{0%,44%{opacity:0;transform:translate3d(0,16px,0) scale(.96)} 50%,90%{opacity:1;transform:none} 97%,100%{opacity:0;transform:translate3d(0,6px,0)}}

/* ---------- MARQUEE ---------- */
.h-marquee{padding:22px 0;background:var(--paper)}
.h-marquee-inner{display:flex;align-items:center;gap:28px}
.h-marquee-label{flex:none;font-size:var(--t-label);font-weight:600;letter-spacing:var(--track-label);text-transform:uppercase;color:var(--blue-dark)}
.h-marquee .marquee{flex:1;min-width:0}
.h-marquee .marquee-list li{
  display:inline-flex;align-items:center;white-space:nowrap;margin-right:40px;
  font-family:var(--font-display);font-weight:500;font-size:19px;color:var(--ink-2);
}
.h-marquee .marquee-list li::after{content:"";width:5px;height:5px;border-radius:50%;background:var(--blue);margin-left:40px;opacity:.55}

/* ---------- PROBLEM BAND ---------- */
.h-band{background:var(--navy);color:var(--on-navy);box-shadow:inset 0 2px 0 var(--gold);overflow:hidden}
.h-band::before{content:"";position:absolute;inset:-30% -10% auto auto;width:60%;height:90%;background:radial-gradient(closest-side,rgba(32,140,204,.28),rgba(32,140,204,0));pointer-events:none}
.h-band .wrap{position:relative}
.h-band .section-head h2{max-width:16ch;font-size:clamp(32px,4vw,52px)}
.h-band .lede{color:var(--on-navy)}
.h-band-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.pb-card{
  display:flex;flex-direction:column;min-height:500px;border-radius:var(--radius-media);
  background:linear-gradient(180deg,#0B4870 0%,#04324F 46%,#022C44 100%);
  border:1px solid rgba(255,255,255,.10);box-shadow:0 30px 60px -36px rgba(0,0,0,.6);overflow:hidden;
}
.pb-mock{flex:1;margin:18px 18px 0;padding:18px;border-radius:16px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);position:relative;display:flex;flex-direction:column}
.pb-mock-head{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:12.5px;font-weight:600;color:var(--on-navy-2);margin-bottom:16px}
.pb-body{padding:22px 26px 28px}
.pb-body h3{color:#fff;font-size:clamp(21px,1.8vw,25px);margin-bottom:8px;max-width:20ch}
.pb-body p{font-size:15px;color:var(--on-navy-2);line-height:1.55}

/* card 1: contract list */
.m-list{display:grid;gap:8px}
.m-li{position:relative;display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 12px;border-radius:10px;background:rgba(255,255,255,.05);font-size:13.5px;color:#fff}
.m-li > span:first-child{position:relative;z-index:1}
.m-tint{position:absolute;inset:0;border-radius:inherit;background:rgba(255,154,144,.12);box-shadow:inset 3px 0 0 var(--flag-bright)}
.pill{position:relative;z-index:1;font-style:normal;font-size:11.5px;font-weight:600;padding:4px 9px;border-radius:var(--radius-pill);white-space:nowrap}
.pill.ok{color:var(--ok-bright);background:rgba(127,227,174,.12)}
.pill.bad{color:var(--flag-bright);background:rgba(255,154,144,.14)}
.pill-swap{position:relative;display:inline-grid}
.pill-swap > *{grid-area:1/1;justify-self:end}
.pill-swap .m-a{opacity:0}
.m-toast{
  margin-top:auto;align-self:flex-start;display:inline-flex;align-items:center;gap:8px;
  font-size:12.5px;font-weight:600;color:var(--navy-ink);background:#fff;border-radius:10px;padding:9px 12px;
  box-shadow:0 14px 30px -14px rgba(0,0,0,.6);position:relative;top:4px;
}
.m-toast svg{color:var(--ok);flex:none}
.m-contract .m-list{margin-bottom:16px}
.m-contract.is-armed .pill-swap .m-a{animation:m-out .4s var(--ease) 1.1s both;animation-play-state:paused}
.m-contract.is-armed .pill-swap .m-b{animation:m-pop .45s var(--ease) 1.2s both;animation-play-state:paused}
.m-contract.is-armed .m-tint{animation:m-fade .4s var(--ease) 1.1s both;animation-play-state:paused}
.m-contract.is-armed .m-toast{animation:m-rise .55s var(--ease) 2s both;animation-play-state:paused}
.m-contract.is-armed .m-li{animation:m-rise .5s var(--ease) both;animation-play-state:paused}
.m-contract.is-armed .m-li:nth-child(2){animation-delay:.08s}
.m-contract.is-armed .m-li:nth-child(3){animation-delay:.16s}
.m-contract.is-armed .m-li:nth-child(4){animation-delay:.24s}

/* card 2: price bars */
.m-legend{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:12px;color:var(--on-navy-2);margin-bottom:18px}
.m-legend span{display:inline-flex;align-items:center;gap:7px}
.m-legend i{width:10px;height:10px;border-radius:3px}
.lg-today{background:rgba(255,255,255,.28)}
.lg-mvp{background:var(--sky)}
.m-bars{display:grid;gap:18px;margin:auto 0 20px}
.m-brow{display:grid;grid-template-columns:64px 1fr;gap:12px;align-items:center;font-size:13px;color:#fff}
.m-pair{display:grid;gap:5px}
.m-pair i{display:block;height:10px;border-radius:5px;transform-origin:left center}
.b-today{background:rgba(255,255,255,.28)}
.b-mvp{background:var(--sky)}
.m-price.is-armed .b-today{animation:m-grow .9s var(--ease) both;animation-play-state:paused}
.m-price.is-armed .b-mvp{animation:m-grow .9s var(--ease) .7s both;animation-play-state:paused}
.m-price.is-armed .m-brow:nth-child(2) i{animation-delay:.12s}
.m-price.is-armed .m-brow:nth-child(2) .b-mvp{animation-delay:.82s}
.m-price.is-armed .m-brow:nth-child(3) i{animation-delay:.24s}
.m-price.is-armed .m-brow:nth-child(3) .b-mvp{animation-delay:.94s}
.m-price.is-armed .m-toast{animation:m-rise .55s var(--ease) 1.9s both;animation-play-state:paused}


/* card 3: glove trend */
.m-chart{width:100%;max-width:420px;align-self:center;height:auto;display:block;margin-top:auto}
.m-base{stroke:rgba(255,255,255,.35);stroke-width:1.5;stroke-dasharray:5 6}
.m-base-l{font-size:11px;fill:var(--on-navy-2);font-weight:600;letter-spacing:.04em}
.m-line{stroke:var(--sky);stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.m-line-down{stroke:var(--ok-bright)}
.m-dot{fill:#022C44;stroke:var(--sky);stroke-width:2.5}
.m-dot-end{fill:var(--ok-bright);stroke:#022C44;stroke-width:3;transform-box:fill-box;transform-origin:center}
.m-x{font-size:11px;fill:var(--on-navy-2);text-anchor:middle}
.m-wipe{transform-box:fill-box;transform-origin:left center}
.m-toast-r{align-self:flex-end;margin-top:12px}
.m-trend.is-armed .m-wipe{animation:m-grow 1.7s cubic-bezier(.45,0,.2,1) .2s both;animation-play-state:paused}
.m-trend.is-armed .m-dot-end{animation:m-pop .45s var(--ease) 1.85s both;animation-play-state:paused}
.m-trend.is-armed .m-toast{animation:m-rise .55s var(--ease) 2.1s both;animation-play-state:paused}

.pb-mock.is-playing *{animation-play-state:running!important}
@keyframes m-grow{from{transform:scaleX(0)}to{transform:none}}
@keyframes m-pop{0%{opacity:0;transform:scale(.6)}70%{opacity:1;transform:scale(1.08)}100%{opacity:1;transform:none}}
@keyframes m-out{from{opacity:1}to{opacity:0}}
@keyframes m-fade{from{opacity:0}to{opacity:1}}
@keyframes m-rise{from{opacity:0;transform:translate3d(0,12px,0)}to{opacity:1;transform:none}}

/* ---------- PROGRAMS ---------- */
.h-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(24px,3vw,48px);margin-bottom:clamp(40px,4.5vw,64px)}
.h-col{display:flex;flex-direction:column;align-items:flex-start;padding:4px 0}
.h-ico{width:46px;height:46px;border-radius:14px;display:inline-flex;align-items:center;justify-content:center;background:#E3F0F9;color:var(--blue-dark);margin-bottom:20px;transition:transform .25s var(--ease),background .25s var(--ease)}
.h-col h3{color:var(--navy-ink);margin-bottom:8px}
.h-col p{font-size:15.5px;color:var(--ink-2);margin-bottom:16px;max-width:40ch}
.h-col .textlink{margin-top:auto;font-size:15px}
.h-col:hover .h-ico{transform:translateY(-2px);background:#D6EAF7}
.h-col:hover .textlink{text-decoration-line:underline}
.h-col:focus-visible{outline-offset:6px;border-radius:6px}

.h-show{display:grid;grid-template-columns:minmax(0,1.62fr) minmax(0,1fr);gap:22px;align-items:stretch}
.h-photo{position:relative;margin:0;border-radius:var(--radius-media);overflow:hidden;min-height:440px;background:var(--navy-ink)}
.h-photo-media{position:absolute;inset:0}
.h-photo-media video{width:100%;height:100%;object-fit:cover}
.h-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,30,47,0) 40%,rgba(2,30,47,.45));pointer-events:none}
.h-chips{position:absolute;z-index:2;right:26px;top:50%;transform:translateY(-50%);display:grid;gap:12px;width:min(320px,calc(100% - 52px))}
.h-chip-ui{
  display:flex;align-items:center;gap:12px;padding:12px 16px 12px 12px;border-radius:14px;
  background:rgba(255,255,255,.94);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);
  box-shadow:var(--shadow-float);font-size:14px;line-height:1.35;color:var(--ink);
}
.h-chip-ui b{font-family:var(--font-display);font-size:17px;color:var(--navy-ink)}
.h-chips .h-chip-ui:nth-child(2){margin-left:-28px}
.ci{width:32px;height:32px;border-radius:10px;background:#E3F0F9;color:var(--blue-dark);display:inline-flex;align-items:center;justify-content:center;flex:none}
.h-photo.is-armed .h-chip-ui{animation:m-chip .7s var(--ease) both;animation-play-state:paused}
.h-photo.is-armed .h-chip-ui:nth-child(2){animation-delay:.15s}
.h-photo.is-armed .h-chip-ui:nth-child(3){animation-delay:.3s}
.h-photo.is-playing .h-chip-ui{animation-play-state:running}
@keyframes m-chip{from{opacity:0;transform:translate3d(24px,0,0)}to{opacity:1;transform:none}}

.h-gauge{
  border-radius:var(--radius-media);background:var(--white);border:1px solid var(--line);box-shadow:var(--shadow-soft);
  padding:26px 28px 24px;display:flex;flex-direction:column;
}
.g-head{display:flex;align-items:center;justify-content:space-between;gap:12px}
.g-head b{font-size:15px;font-weight:600;color:var(--navy-ink)}
.g-sub{font-size:13.5px;color:var(--ink-3);margin-top:2px}
.g-dial{position:relative;margin:22px auto 6px;width:100%;max-width:300px}
.g-dial svg{display:block;width:100%;height:auto}
.g-track{stroke:#E5EDF3;stroke-width:16;stroke-linecap:round}
.g-fill{stroke:var(--blue);stroke-width:16;stroke-linecap:round;stroke-dasharray:100;stroke-dashoffset:18.8}
.g-read{position:absolute;left:0;right:0;bottom:2px;text-align:center}
.g-read b{display:inline-block;font-family:var(--font-display);font-weight:600;font-size:48px;line-height:1;color:var(--navy-ink);font-variant-numeric:lining-nums proportional-nums;letter-spacing:-.01em}
.g-read span{display:block;font-size:12.5px;color:var(--ink-3);margin-top:6px}
.g-rows{margin-top:auto;padding-top:18px;display:grid}
.g-rows div{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-top:1px solid var(--line);font-size:14px}
.g-rows dt{color:var(--ink-2)}
.g-rows dd{font-weight:600;color:var(--ink)}
.money-fig{color:var(--gold-deep)!important;font-family:var(--font-display);font-size:17px}
.h-gauge.is-armed .g-fill{animation:g-sweep 1.6s var(--ease) .2s both;animation-play-state:paused}
.h-gauge.is-playing .g-fill{animation-play-state:running}
@keyframes g-sweep{from{stroke-dashoffset:100}to{stroke-dashoffset:18.8}}

/* ---------- CONSULT + FEE: rounded media ---------- */
.h-media{border-radius:var(--radius-media);overflow:hidden;background:var(--navy-ink);height:100%}
.h-media img{width:100%;height:100%;object-fit:cover;aspect-ratio:16/11}
.h-consult .split{align-items:stretch}
.h-media-chip{position:relative}
.h-oncall{position:absolute;left:20px;bottom:20px;max-width:calc(100% - 40px);margin:0}
.h-oncall b{font-family:var(--font-sans);font-size:14px;font-weight:600;display:block}
.h-media-chip.is-armed .h-oncall{animation:m-rise .7s var(--ease) .3s both;animation-play-state:paused}
.h-media-chip.is-playing .h-oncall{animation-play-state:running}

.h-fee-visual{position:relative;padding-bottom:64px}
.h-fee-visual .h-media{height:auto}
.h-fee-visual .h-media img{aspect-ratio:4/3.1}
.h-inv{
  position:absolute;left:-34px;bottom:0;width:min(330px,82%);
  background:var(--white);border-radius:18px;border:1px solid rgba(2,44,68,.06);box-shadow:var(--shadow-float);padding:16px 18px 14px;
}
.inv-head{display:flex;align-items:center;gap:8px;margin-bottom:10px}
.inv-head b{font-size:14px;font-weight:600;color:var(--navy-ink)}
.inv-head .tag{margin-left:auto}
.inv-rows{position:relative}
.inv-row{display:grid;grid-template-columns:80px 1fr;align-items:center;gap:10px;height:28px;font-size:13px;color:var(--ink-2);position:relative;z-index:1}
.inv-row i{display:block;height:6px;border-radius:3px;background:#D3DEE7;justify-self:end}
.inv-scan{position:absolute;left:-8px;right:-8px;top:0;height:28px;border-radius:7px;background:linear-gradient(90deg,rgba(32,140,204,0),rgba(32,140,204,.14) 40%,rgba(32,140,204,.14) 60%,rgba(32,140,204,0));opacity:0}
.inv-total{margin-top:8px;padding-top:8px;border-top:1px dashed var(--line-strong);display:grid;gap:2px}
.inv-total div{display:flex;justify-content:space-between;align-items:baseline;font-size:13.5px;color:var(--ink-2);padding:3px 0}
.inv-total b{font-weight:600;color:var(--ink)}
.inv-total .money-fig{font-size:22px}
.inv-stamp{position:absolute;right:16px;bottom:-15px;display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--ok);background:var(--ok-tint);border:1px solid rgba(29,122,78,.18);border-radius:var(--radius-pill);padding:6px 11px;box-shadow:0 10px 20px -12px rgba(2,44,68,.4)}
.h-inv.is-armed .inv-scan{animation:inv-scan 2.2s var(--ease) .3s both;animation-play-state:paused}
.h-inv.is-armed .inv-total{animation:m-rise .5s var(--ease) 2.3s both;animation-play-state:paused}
.h-inv.is-armed .inv-stamp{animation:m-pop .5s var(--ease) 2.7s both;animation-play-state:paused}
.h-inv.is-playing *{animation-play-state:running!important}
@keyframes inv-scan{0%{opacity:0;transform:translate3d(0,0,0)}10%{opacity:1}90%{opacity:1;transform:translate3d(0,400%,0)}100%{opacity:0;transform:translate3d(0,400%,0)}}

/* ---------- PROOF + BIG NUMBERS ---------- */
.h-proof{padding-bottom:var(--sec)}
.h-proof .section-head{margin-bottom:0}
.h-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:clamp(44px,5vw,72px)}
.h-stat{
  border-radius:var(--radius-card);padding:clamp(24px,2.6vw,36px);
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);
  -webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);
  display:flex;flex-direction:column;justify-content:space-between;min-height:220px;
}
.h-stat b{display:block;font-family:var(--font-display);font-weight:600;font-size:clamp(64px,7.2vw,112px);line-height:.92;letter-spacing:-.03em;color:#fff;font-variant-numeric:lining-nums proportional-nums}
.h-stat b.h-gold{color:var(--gold)}
.h-stat span{display:block;margin-top:22px;font-size:15.5px;line-height:1.45;color:var(--on-navy);max-width:26ch}

/* ---------- HOW IT WORKS ---------- */
.h-how-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(36px,6vw,104px);align-items:start}
.h-sticky{position:sticky;top:calc(72px + 48px)}
.h-sticky h2{font-size:clamp(34px,4vw,52px)}
.h-steps{position:relative;list-style:none;display:grid;gap:0}
.h-rail{position:absolute;left:21px;top:28px;bottom:28px;width:2px;background:var(--line);border-radius:2px}
.h-rail i{position:absolute;inset:0;background:var(--blue);border-radius:inherit;transform-origin:top;transform:scaleY(var(--p,1))}
.h-step{position:relative;display:grid;grid-template-columns:44px 1fr;gap:26px;padding:6px 0 clamp(36px,4vw,56px)}
.h-step:last-child{padding-bottom:6px}
.h-step-n{
  position:relative;z-index:1;width:44px;height:44px;border-radius:50%;
  display:inline-flex;align-items:center;justify-content:center;
  font-family:var(--font-display);font-weight:600;font-size:18px;
  background:var(--paper);color:var(--blue-dark);border:2px solid var(--line-strong);
  transition:background .35s var(--ease),color .35s var(--ease),border-color .35s var(--ease),transform .35s var(--ease);
}
.h-step.is-on .h-step-n{background:var(--blue-dark);border-color:var(--blue-dark);color:#fff}
.h-step h3{color:var(--navy-ink);font-size:clamp(21px,1.9vw,26px);margin:8px 0 8px}
.h-step p{font-size:16px;color:var(--ink-2);max-width:46ch}
.h-step > div{padding:20px 24px 22px;margin-top:-12px;border-radius:var(--radius-card);background:var(--white);border:1px solid var(--line);transition:box-shadow .35s var(--ease),border-color .35s var(--ease)}
.h-step > div h3{margin-top:0}
.h-step.is-on > div{box-shadow:var(--shadow-soft);border-color:#CFDDE8}

/* ---------- MEMBER STORY ---------- */
.h-video{position:relative;aspect-ratio:16/9;border-radius:var(--radius-media);overflow:hidden;background:var(--navy-ink);box-shadow:var(--shadow-soft)}
.h-video iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.h-story .case-quote{font-size:clamp(28px,3vw,40px)}
.h-play{position:absolute;inset:0;width:100%;height:100%;display:block;padding:0;color:#fff;--ring:#8FD0F5}
.h-play img{width:100%;height:100%;object-fit:cover;transition:transform .5s var(--ease)}
.h-play::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(2,30,47,.05),rgba(2,30,47,.55))}
.h-play:hover img{transform:scale(1.025)}
.h-play-btn{position:absolute;z-index:1;left:50%;top:50%;width:76px;height:76px;margin:-38px 0 0 -38px;border-radius:50%;background:rgba(255,255,255,.96);color:var(--navy-ink);display:flex;align-items:center;justify-content:center;box-shadow:0 16px 40px -12px rgba(0,0,0,.55);transition:transform .25s var(--ease)}
.h-play-btn svg{margin-left:3px}
.h-play:hover .h-play-btn{transform:scale(1.06)}
.h-play:focus-visible{outline-offset:-4px}
.h-play-l{position:absolute;z-index:1;left:20px;bottom:18px;font-size:14px;font-weight:600;letter-spacing:.01em}
@media (prefers-reduced-motion:reduce){.h-play img,.h-play-btn{transition:none}.h-play:hover img,.h-play:hover .h-play-btn{transform:none}}

/* ---------- DOLLARS CAROUSEL ---------- */
.h-dollars{padding-bottom:calc(var(--sec) - 28px)}
.h-dollars-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:var(--head-gap)}
.h-dollars-head .section-head{margin-bottom:0}
.h-dc{
  width:clamp(292px,31vw,410px);display:flex;flex-direction:column;
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius-media);overflow:hidden;
  box-shadow:0 1px 2px rgba(2,44,68,.04);
  transition:box-shadow .3s var(--ease),transform .3s var(--ease);
}
.h-dc:hover{box-shadow:var(--shadow-soft);transform:translateY(-2px)}
.dc-media{position:relative;aspect-ratio:16/10;background:var(--navy-ink);overflow:hidden}
.dc-media img{width:100%;height:100%;object-fit:cover}
.dc-chip{
  position:absolute;left:14px;bottom:14px;right:14px;width:max-content;max-width:calc(100% - 28px);
  font-size:13px;font-weight:600;line-height:1.3;color:var(--navy-ink);
  background:rgba(255,255,255,.95);border-radius:12px;padding:9px 12px;box-shadow:var(--shadow-float);
}
.dc-body{padding:22px 24px 26px}
.dc-body b.num{display:block;font-family:var(--font-display);font-weight:600;font-size:clamp(40px,3.6vw,52px);line-height:1;color:var(--gold-deep);letter-spacing:-.015em}
.dc-body .dunit{display:block;color:var(--ink-3);margin:8px 0 14px;font-size:var(--t-label);font-weight:600;letter-spacing:var(--track-label);text-transform:uppercase}
.dc-body p{font-size:15px;color:var(--ink-2)}
.h-dollars .dollar-note{margin-top:4px}

/* ---------- PEOPLE ---------- */
.h-people .person,.h-people .people-photo{border-radius:var(--radius-card);background:var(--white)}
.h-people .person > div{background:var(--white)}
.h-people .people-photo figcaption{background:var(--white)}

/* ---------- PORTAL DASHBOARD MOCK ---------- */
.h-portal{background:var(--navy-ink)}
.h-dash{
  background:#0E3049;border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-media);
  box-shadow:0 40px 90px -40px rgba(0,0,0,.7);overflow:hidden;font-size:14px;
}
.d-top{display:flex;align-items:center;gap:8px 12px;flex-wrap:wrap;padding:16px 22px;border-bottom:1px solid rgba(255,255,255,.09);color:var(--on-navy-2);font-size:12.5px}
.d-top b{color:#fff;font-weight:600;font-size:14px}
.d-top .tag{margin-left:auto}
.d-kpis{display:grid;grid-template-columns:1.4fr 1fr 1fr;border-bottom:1px solid rgba(255,255,255,.09)}
.d-kpi{padding:18px 22px}
.d-kpi + .d-kpi{border-left:1px solid rgba(255,255,255,.09)}
.d-kpi span{display:block;font-size:12px;color:var(--on-navy-2);margin-bottom:6px}
.d-kpi b{white-space:nowrap;font-family:var(--font-display);font-weight:600;font-size:24px;color:#fff;line-height:1}
.d-kpi-main b{font-size:36px;color:var(--gold)}
.d-chart{padding:18px 22px 14px;border-bottom:1px solid rgba(255,255,255,.09)}
.d-chart-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;font-size:12.5px;color:var(--on-navy-2);margin-bottom:14px}
.d-last b{color:#fff;font-weight:600;margin-left:4px}
.d-cols{display:grid;grid-template-columns:repeat(9,1fr);gap:clamp(6px,1vw,12px);height:150px;align-items:end;background:repeating-linear-gradient(180deg,rgba(255,255,255,.06) 0 1px,transparent 1px 37.5px)}
.d-col{position:relative;height:calc(100% - 20px);display:flex;flex-direction:column;justify-content:flex-end;align-items:stretch}
.d-col i{display:block;height:calc(var(--h) * 100%);border-radius:6px 6px 2px 2px;background:linear-gradient(180deg,#3E9BD9,#2B7DB5);transform-origin:bottom}
.d-col.d-now i{background:linear-gradient(180deg,#8FD0F5,#3E9BD9)}
.d-col span{position:absolute;left:0;right:0;bottom:-20px;text-align:center;font-size:11px;color:var(--on-navy-2)}
.h-dash.is-armed .d-col i{animation:d-rise .9s var(--ease) both;animation-play-state:paused}
.h-dash.is-armed .d-col:nth-child(2) i{animation-delay:.05s}
.h-dash.is-armed .d-col:nth-child(3) i{animation-delay:.1s}
.h-dash.is-armed .d-col:nth-child(4) i{animation-delay:.15s}
.h-dash.is-armed .d-col:nth-child(5) i{animation-delay:.2s}
.h-dash.is-armed .d-col:nth-child(6) i{animation-delay:.25s}
.h-dash.is-armed .d-col:nth-child(7) i{animation-delay:.3s}
.h-dash.is-armed .d-col:nth-child(8) i{animation-delay:.35s}
.h-dash.is-armed .d-col:nth-child(9) i{animation-delay:.4s}
.h-dash.is-armed .pfeed-item{animation:m-rise .5s var(--ease) both;animation-play-state:paused}
.h-dash.is-armed .pfeed-item:nth-child(1){animation-delay:.7s}
.h-dash.is-armed .pfeed-item:nth-child(2){animation-delay:.85s}
.h-dash.is-armed .pfeed-item:nth-child(3){animation-delay:1s}
.h-dash.is-playing *{animation-play-state:running!important}
@keyframes d-rise{from{transform:scaleY(0)}to{transform:none}}

/* ---------- CLOSING CTA CARD ---------- */
.h-close{padding:var(--sec-tight) 0}
.h-close-card{
  position:relative;overflow:hidden;isolation:isolate;border-radius:calc(var(--radius-media) + 4px);
  background:var(--navy);color:var(--on-navy);text-align:center;
  padding:clamp(64px,8vw,120px) clamp(22px,4vw,64px);box-shadow:inset 0 2px 0 var(--gold), 0 40px 80px -50px rgba(2,44,68,.6);
}
.h-close-card .cta-media{position:absolute;inset:0;z-index:-2}
.h-close-card .cta-media video{width:100%;height:100%;object-fit:cover;opacity:.38}
.h-close-card .cta-scrim{position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(0,59,91,.78),rgba(0,59,91,.55) 50%,rgba(0,59,91,.84))}
.h-close-card h2{color:#fff;font-size:clamp(38px,5vw,64px);max-width:18ch;margin:0 auto 18px}
.h-close-card .lede{margin:0 auto 36px;max-width:44ch;color:var(--on-navy)}
.h-close-card .btn-gold{font-size:17px;padding:18px 34px}
.h-close-card{--ring:#8FD0F5}

/* ---------- responsive ---------- */
@media (max-width:1180px){
  .h-chip{font-size:11.5px;letter-spacing:.1em}
  .h-audit{left:-28px;width:284px}
  .h-credit{right:-12px}
}
@media (max-width:1023px){
  .h-hero-grid{grid-template-columns:1fr}
  .h-hero h1{max-width:14ch}
  .h-visual{max-width:720px;width:100%;padding:8px 0 58px}
  .h-audit{left:18px;top:auto;bottom:0}
  .h-credit{right:18px;bottom:auto;top:18px}
  .h-save{top:auto;bottom:calc(100% - 100px);right:auto;left:18px}
  .h-save{top:18px;bottom:auto}
  .h-band-grid{grid-template-columns:1fr;max-width:620px}
  .pb-card{min-height:0}
  .pb-mock{min-height:250px}
  .h-cols{grid-template-columns:1fr;gap:28px;max-width:620px}
  .h-show{grid-template-columns:1fr}
  .h-how-grid{grid-template-columns:1fr}
  .h-sticky{position:static}
  .h-stats{grid-template-columns:1fr 1fr 1fr}
}
@media (max-width:900px){
  .h-dollars-head{flex-direction:column;align-items:flex-start}
  .h-fee-visual{max-width:620px}
  .h-inv{left:16px}
  .d-kpi{padding:14px 16px}
  .d-kpi b{font-size:19px}
  .d-kpi-main b{font-size:28px}
  .d-top,.d-chart{padding-left:16px;padding-right:16px}
}
@media (max-width:700px){
  .home::before{display:none}
  .h-stats{grid-template-columns:1fr;gap:12px}
  .h-stat{min-height:0}
  .h-stat b{font-size:68px}
  .h-stat span{margin-top:14px}
  .h-marquee-inner{flex-direction:column;align-items:flex-start;gap:10px}
  .h-marquee .marquee{width:100%}
  .h-chips{position:static;transform:none;width:auto;padding:0 14px 14px;margin-top:-56px;gap:10px}
  .h-chips .h-chip-ui:nth-child(2){margin-left:0}
  .h-photo{min-height:0;display:flex;flex-direction:column;justify-content:flex-end}
  .h-photo-media{position:relative;aspect-ratio:4/3}
  .h-photo::after{background:linear-gradient(180deg,rgba(2,30,47,0) 30%,rgba(2,30,47,.55))}
}
@media (max-width:560px){
  .h-hero{padding-top:calc(72px + 32px)}
  .h-chip{font-size:11px;letter-spacing:.1em;padding:8px 14px 8px 10px}
  .h-hero .lede{margin:20px 0 28px}
  .h-chip{border-radius:16px;text-wrap:balance}
  .h-card{--hv-a:.92}
  .h-visual{padding:4px 0 70px}
  .h-audit{left:10px;right:auto;width:min(300px,calc(100% - 20px))}
  .au-rows .au-row:last-child{display:none}
  .h-audit .h-in{padding:12px 12px 10px}
  .au-cols,.au-row{grid-template-columns:64px 1fr 1fr;gap:8px}
  .h-save{left:10px;top:10px}
  .h-save .h-in{padding:9px 12px 10px}
  .h-save-v{font-size:24px}
  .h-credit{right:10px;top:34%}
  .h-credit .h-in{padding:8px 12px 8px 8px;gap:9px}
  .h-credit small{display:none}
  .cr-ico{width:28px;height:28px}
  .h-credit b{font-size:13px}
  .pb-mock{margin:12px 12px 0;padding:14px}
  .pb-body{padding:18px 18px 22px}
  .h-gauge{padding:22px 20px 18px}
  .h-fee-visual{padding-bottom:16px}
  .h-inv{position:relative;left:auto;bottom:auto;width:auto;margin:-56px 12px 0}
  .h-step{grid-template-columns:36px 1fr;gap:14px}
  .h-step-n{width:36px;height:36px;font-size:16px}
  .h-rail{left:17px}
  .h-step > div{padding:16px 18px 18px}
  .d-kpis{grid-template-columns:1fr 1fr}
  .d-kpi-main{grid-column:1/-1;border-bottom:1px solid rgba(255,255,255,.09)}
  .d-kpi:nth-child(2){border-left:none}
  .d-top .tag{margin-left:0}
  .h-close-card{border-radius:var(--radius-media)}
  .h-dc{width:min(86vw,360px)}
}

/* People: three founders/leads, no group photo (Tyson, Oct 8) */
.h-people .people-three{grid-template-columns:repeat(3,1fr)}
@media (max-width:900px){.h-people .people-three{grid-template-columns:repeat(3,1fr);gap:16px}}
@media (max-width:700px){.h-people .people-three{grid-template-columns:1fr}}

/* ---------- PORTAL as Granary (rollout, Oct 8): layered night navy, frosted panels, the mark's intro ---------- */
.h-granary{
  position:relative;overflow:hidden;isolation:isolate;
  background:
    radial-gradient(1200px 600px at 85% 10%,rgba(32,140,204,.20),rgba(32,140,204,0) 60%),
    radial-gradient(900px 600px at 10% 100%,rgba(0,59,91,.9),rgba(0,59,91,0) 70%),
    linear-gradient(180deg,#0B2434 0%,#071B29 100%);
  box-shadow:inset 0 2px 0 var(--gold);
}
.h-granary::after{   /* fine grain, like the app's surfaces */
  content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;opacity:.35;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .5 0'/%3E%3C/filter%3E%3Crect width='160' height='160' filter='url(%23n)'/%3E%3C/svg%3E");
}
.g-glow{position:absolute;right:-10%;top:12%;width:55%;height:70%;z-index:-1;background:radial-gradient(closest-side,rgba(62,155,217,.22),rgba(62,155,217,0));pointer-events:none}
.g-arch-art{position:absolute;z-index:-1;right:-14%;top:9%;width:min(1300px,100vw);height:auto;color:rgba(143,208,245,.06);pointer-events:none}
.h-granary .portal-grid{align-items:center;grid-template-columns:minmax(0,.9fr) minmax(0,1.2fr)}
.g-lockup-lg{margin-bottom:28px}
.g-lockup-lg .g-wm{font-size:clamp(40px,4vw,54px)}
.g-lockup-lg .g-by{font-size:12.5px;margin-top:9px}
.h-granary h2{max-width:16ch}

.g-stage{position:relative;padding:10px 0 26px}
.g-ghost{position:absolute;inset:30px -18px 0 36px;border-radius:var(--radius-media);background:rgba(255,255,255,.035);border:1px solid rgba(255,255,255,.07);transform:rotate(2.2deg);z-index:0}
.g-dash{
  position:relative;z-index:1;
  background:linear-gradient(180deg,rgba(255,255,255,.085),rgba(255,255,255,.035));
  -webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);
  border:1px solid rgba(255,255,255,.13);box-shadow:0 50px 100px -40px rgba(0,0,0,.75), inset 0 1px 0 rgba(255,255,255,.1);
}
.g-dash .d-top{gap:10px 16px}
.d-brand{display:inline-flex;align-items:center;gap:8px}
.d-brand b{font-family:var(--font-display);font-size:17px;font-weight:600;color:#fff;letter-spacing:-.01em}
.d-member{display:flex;flex-direction:column;line-height:1.25;font-size:12px;color:var(--on-navy-2);padding-left:16px;border-left:1px solid rgba(255,255,255,.12)}
.d-member b{font-size:13.5px}
.d-hero{padding:22px 22px 18px;border-bottom:1px solid rgba(255,255,255,.09)}
.d-eyebrow{display:block;font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#7FC4EE;margin-bottom:8px}
.d-big{display:block;font-family:var(--font-display);font-weight:600;font-size:clamp(46px,4.6vw,64px);line-height:.95;letter-spacing:-.02em;color:var(--gold)}
.d-meter{margin-top:16px;height:10px;border-radius:99px;overflow:hidden;background:repeating-linear-gradient(-45deg,rgba(255,255,255,.07) 0 6px,rgba(255,255,255,.02) 6px 12px);box-shadow:inset 0 0 0 1px rgba(255,255,255,.16)}
.d-meter i{display:block;height:100%;width:81.2%;border-radius:99px;background:linear-gradient(90deg,#2B7DB5,#8FD0F5);transform-origin:left}
.d-meter-key{display:flex;flex-wrap:wrap;gap:6px 20px;margin-top:10px;font-size:12.5px;color:var(--on-navy-2)}
.d-meter-key span{display:inline-flex;align-items:center;gap:7px}
.d-meter-key i{width:10px;height:10px;border-radius:3px}
.d-meter-key .k1{background:#8FD0F5}.d-meter-key .k2{box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.45)}
.d-meter-key b{color:#fff;font-weight:600}
.g-dash .d-kpis{grid-template-columns:1fr 1fr}
.g-dash .d-kpi b{font-size:26px}
.g-dash .d-cols{height:130px}
.g-dash .pfeed-item + .pfeed-item{border-top-color:rgba(255,255,255,.07)}
.g-dash .pavatar{background:rgba(143,208,245,.9)}
.h-dash.is-armed .d-meter i{animation:grow-x 1.2s var(--ease) .2s both;animation-play-state:paused}
@media (max-width:900px){
  .h-granary .portal-grid{grid-template-columns:1fr}
  .g-ghost{inset:24px -6px 0 18px}
  .d-member{padding-left:0;border-left:0}
}
@media (max-width:560px){
  .g-dash .d-kpis{grid-template-columns:1fr 1fr}
  .g-dash .d-kpi:nth-child(2){border-left:1px solid rgba(255,255,255,.09)}
  .d-hero{padding:18px 16px 16px}
  .g-lockup-lg .gmark{width:46px;height:46px}
  .g-ghost{display:none}
}

/* audit pass 4: two labels in the problem-band mocks measured just under 4.5:1 against the card's
   lighter gradient (Illustration tag 4.3:1, On contract pill 4.3:1). A shade lighter, same hue. */
.pb-mock .tag-dark{color:#BCD6E6}
.pb-mock .pill.ok{color:#9CEDC4}